Getting an auto insurance quote does not have to be complicated.  The Holland Agency uses a competitive rating engine to quote your auto insurance.  That means that we enter your information once into our engine and get immediate quotes from all of the insurance companies we represent.  It's an easy way to make sure we give you the best price we can for the coverage level you choose.  We have streamlined the insurance process so that in most cases you can purchase your policy over the phone in just minutes from the comfort of your home.

Things That Affect Your Auto Insurance Rate

• Credit Score - Your credit score has a huge impact on your auto insurance rate. Statistics show that people with higher credit scores have fewer claims and accidents. Work on improving your credit score, and you should see your auto insurance rates start to tick down.

• Driving Record - Accidents are not the only thing that can cause you to to have a higher auto insurance rate. Statistics show that people who get traffic tickets are more likely to be in an accident. A small $50 speeding ticket could cost you hundreds of dollars in increased insurance premiums over a 3-5 year period. Slow down, and your insurance will go down.

• Price of the Car - Insuring a Tesla will cost you more than insuring a Camry.

• Average Age of Household Members - It is a common misconception that you can purchase your teen a Mustang and assign them as the driver on your old farm truck to save money. Most companies calculate an average age in the household and apply that evenly over all of the vehicles in the household.